About & Educational Hub
Learn the formulas and concepts behind every calculator on Health Plan Calculator, from ACA subsidies to Medicare surcharges.
Our Mission
Health Plan Calculator was built to demystify complex healthcare financial decisions. Whether you are estimating your ACA marketplace subsidy, planning HSA contributions, projecting Medicare premiums, or choosing between an HDHP and a PPO, our free health insurance marketplace calculator suite gives you instant, transparent math so you can make confident decisions — much like using a Kaiser Permanente cost estimator, but independent of any single insurer.