Health Insurance Marketplace Calculator
Instantly estimate your ACA subsidy, monthly premium tax credit, and net Silver plan cost using our free health insurance marketplace calculator — built for households comparing coverage options like a Kaiser Permanente cost estimator would.
ACA Subsidy & Marketplace Calculator
Enter your income and household details to estimate your slcsp calculator results and monthly savings.
Estimated Subsidy Summary
2026 Federal Poverty Level
$15,060.00
279% of FPL
Est. Monthly Subsidy
$152.50
Net Monthly Premium
$297.50
Understanding Your Marketplace Costs
The health insurance marketplace calculator above uses your household income relative to the Federal Poverty Level (FPL) to estimate premium tax credits. Households under 138% of FPL may qualify for maximum assistance, while those between 138% and 400% receive a sliding-scale subsidy based on an expected contribution percentage of income. Comparing results here against a Kaiser Permanente cost estimator or other insurer quotes can help you choose the most cost-effective Silver plan.